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First Time Home Buyers

First time home buyers receive special incentives and assistance in Colorado!

Make sure you have a real estate agent team that can help you take advantage of these programs.

  • Grants
  • Incentives
  • Gift Allowances

Call at (970) 573-6441

Own the Home of Your Dreams for $1,000 Out-of-Pocket

First time home buyers can combine grants, incentives, and other programs to close a loan for $1,000 out-of-pocket.
Some closings may require slightly more or less, please confirm with our lender to determine the proper expectation for your situation.

We will connect you with the top first time home buyer lenders.

  • #1 CHFA Lender
  • Top 1% in the Nation – Executive Mortgage Magazine
  • 5 Star Lender – 5280 Magazine

How does this save you big money?

Our real estate agent team will not leave money on the table. There are many programs designed to provide incentives for people to buy a home–make sure you capture all benefits afforded to you as a first time home buyer.

Ready to Find out More?

Call at (970) 573-6441

What do I need to qualify?

  • 620+ credit score
  • $1,000 cash

Frequently Asked Questions

What if I have already saved a large down payment?

Great! The more you’ve saved, the more options and flexibility you have. You will STILL be able to take advantage of first time home buyer incentives, grants, loans, etc… You will have the flexibility to keep your extra cash in savings, use it to lower your monthly payment, or some combination of both.

Do first time home buyer grants work for both FHA and Conventional loans?

Absolutely. You will have the freedom to choose from a wide range of loan options, including Conventional and FHA loans.

Do all grants need to be repaid?

No! Some first time home buyer incentives do not need to be paid back, such as the CHFA Down Payment Assistance Grant, which can be up to 3% of your loan (wow!). Certain requirements must be met, so please discuss with us to find what you qualify best for and how you can take advantage of all of the different programs.

Will I need to take a homebuyer education class?

If you use a CHFA program, then yes, you will be required to take a homebuyer education class. These classes are excellent and prepare you for many of the facets of home buying.

Can I buy any house I want?

Yes, but the house must be in good, livable condition. These programs do not limit the houses you can put offers on.

Why have I not heard about these programs elsewhere?

There are constant changes to lending and many different programs to stay current on. Unless you work with a specialist, you may be missing out on what is available to you.

What if I am not a first-time home buyer? Can I still take advantage of these programs?

In many cases, you will still be able to take advantage of certain grants and programs, YES! Please contact us to find out more about what applies to your particular situation.

Get started now!

Call at (970) 573-6441

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Ready to talk to a Greeley Real Estate Agent?

We love to hear from you.

Call us at 970-573-6441 or